for profit). In order to achieve the mandate set for the NSTFDC, (for undertaking self-
employment ventures/activities) financial assistance is extended by NSTFDC to the scheduled
tribes, who are having annual family income upto double the poverty line. NSTFDC also
provides financial assistance as grant for skill and entrepreneurial development of the target
group. The financial assistance is channelized through government owned agencies nominated
by the respective ministries/state governments and union territory administrations. NSTFDC also
provides financial assistance for procurement and marketing minor forest produce so as to avoid
the distress sale of produce/ products by the scheduled tribes.
The beneficiary (ies) should belong to ST community and annual family income of the
beneficiary (ies) should not exceed double the poverty line (DPL) income limit (presently DPL is
₹ 39,500/- per annum for the rural areas and ₹ 54,500/- per annum for the urban areas). In the
case of Self Help Groups (SHGs), all the members of the SHG should belong to the ST
community having annual family income upto Double the Poverty Line (DPL). Similarly for
cooperative society, loan is extended to the eligible STs through cooperative society having
minimum 80 per cent or more STs as members.
Term loan is provided for income generating activities. Marketing support assistance is
provided for financial support for meeting the working capital requirement of the central/state
government owned agencies and national level federations for undertaking procurement and/or
marketing of minor forest produce/agricultural produce collected/ grown by the STs and /or
related product/services. Marketing support assistance extended to the beneficiaries through the
SCAs, the interest is at par with rates of interest for long term loan and the assistance is extended
to the central/ state/UT owned organizations, national level federations directly involved in
procurement, the interest rate is 7 per cent per annum. Assistance by way of grant is also given.
Adivasi Mahila Sashaktikaran Yojana (AMSY) is an exclusive Scheme for the economic
development of ST women, at a highly concessional rate of interest. Under it NSTFDC provides
term loan for scheme(s)/ project(s) costing upto ₹ 50,000/- per individual unit/profit centre.
Financial assistance up to 99 per cent of the cost of the scheme(s)/project(s) is provided by the
Micro-credit scheme is meant to provide financial assistance for undertaking small self-
employment ventures/activities by the eligible STs through existing profit making SHGs. SCAs
shall provide eligible amount of subsidy or margin money as per their scheme(s) for the target
group and remaining amount may be provided as term loan by NSTFDC.
Tribal Cooperative Marketing Development Federation
The Tribal Cooperative Marketing Development Federation of India Limited (TRIFED),
was set up in 1987 as a national level apex body under the Multi State Cooperative Societies Act,
1984 (MSCS Act, 1984) After the enactment of the Multi-State Cooperative Societies Act, 2002
(MSCS Act, 2002) TRIFED is deemed to be registered under the latter Act and is also listed in
the Second Schedule to the Act as a National Cooperative Society.
The bye-laws of TRIFED were revised in April, 2003 in tune with the new Multi State
Cooperative Societies Act, 2002 read with the Multi State Cooperative Societies Rules, 2002.